20 Ways to Save Quickly, Money Is Guaranteed to Be Collected Quickly

20 Ways to Save Quickly, Money Is Guaranteed to Be Collected Quickly - Saving is a good habit that has been taught since childhood. It is said that saving money can make a person get rich quickly and can buy whatever they want. Simply put, resist the urge, collect money, and put it in a safe place. How to save quickly can be done in banks, piggy banks. or any other place that would otherwise be safe.

In addition to collecting money, saving money is also used as a means to save money and be on guard. No one knows when an unexpected thing happened that could happen to someone. If you are not prepared with enough savings, you will be confused about where to find money from in a relatively short time.

But apparently, the habit of saving is not necessarily something that can be done by everyone, you know. There are people who find it difficult to save and collect money because of their extravagant lifestyle. This habit is also difficult to do if you are not used to it.

So how do you save quickly?

Set An Initial Saving Goal

The first way to save quickly is to determine what the initial goal of saving is. Before collecting money, you need to first set the goals of the saving activities that you will do. For example, how to save money to buy a cellphone, laptop, car, or down payment for a house. You can also save money to raise an emergency fund or go on hajj.

By knowing the initial goal, you will find it easier to implement how to save quickly. You will be more focused on achieving your goals because you already know what you want. Instead of just saving without a goal, this method is more effective to implement.

Determine the Nominal

After setting a goal, the next way to save quickly is to determine how much nominal will be collected every day, every week, or every month. Give a minimum limit of nominal that must be collected within a certain period of time. This can spur your enthusiasm to save because there are targets set.

Try to save with the same nominal so that money is collected faster. These saving tips can be done at home, namely by collecting the same nominal money every week in a piggy bank or other place. If you have collected a lot, you can move it to a bank or other safer place.

Separate Savings From the Start

Another way to save quickly is to separate savings from the beginning of payday. These saving tips apply to employees who get a fixed salary every month. Separate the money to be saved on the payday, secure the money and save it. Assume the money is gone so you don't think about the money anymore.

Avoid saving with leftover money because generally unallocated money will just run out halfway through. As a result, how to save quickly that has been planned cannot be realized.

Secure Money in Hidden Places

For those of you who are struggling to save, it's a good idea to immediately secure money in a hidden place. Instill a mindset that you don't have a lot of money to spend. This method can prevent you from spending money on unimportant things.

Hidden money can also be a surprise to yourself when you find the money. But make sure you always remember where you hide your money, yes.

Use an Automatic Savings System

Another way to save quickly is to use an automatic savings system that is auto-debited directly from the account. You can determine how much nominal you will set aside each month to take automatically. There are already many official banks in Indonesia that offer this automatic savings product. Not only can it be done by workers, how to save quickly with this system can also be done by students, students and school children to prepare for needs.

Locking Savings

Another way to save quickly with a nominal value of IDR 1 million, IDR 10 million, up to IDR 50 million within a month, 6 months or a year is to lock savings in the bank. Currently, there are many savings products in banks that offer a savings lock feature. You can't suddenly take money for granted because your savings are already locked. There is a certain period of time that must be met to take money, this is what will force you to save and collect money. You are forced to be firm in managing finances.

How to save quickly this system can also be done at home using a piggy bank. Choose a piggy bank that has a key and cannot be opened easily. In this way, you will find it difficult to take money suddenly.

Saving Money

Although it looks trivial, but never once underestimate a dime. When there is a shopping change in the form of a dime, immediately store it and collect it in a safe place. This money you have to save well. Do not underestimate the money of small value, because if it is collected it becomes of great value. Collecting money is one way to save quickly that you can try.

Saving Money from Extra Income

The next way to save quickly is to save money from the extra income or work bonuses you receive. Extra income or bonuses are a source of savings that can be used for an emergency fund. Instill the mindset that extra income is not for hura-hura, but for old-age savings.

Use a Savings App

For those of you who have difficulty saving, you can use a savings application to collect money wisely, carefully, and quickly. Currently, there are many savings applications that you can use such as Spendee, Wally, Dompetsehat and the like that help you put the brakes on expenses. By knowing the amount of expenses every month, you can more easily set aside money and save it.

Make Savings a Real Asset

The next way to save quickly is to make savings money a real asset such as gold or gems. This aims to put the brakes on your desire to shop because by turning it into a real asset, you will not easily take the money.

Converting savings into gold or other real assets is an effective solution for those of you who have difficulty saving. In this way, you can still save without having to be afraid if you use the money.

Separate Accounts

Separating a shopping account from a savings account is the next way to save quickly. Separate accounts for sightseeing, meals, and also future savings. In this way, you will find it easier to manage your money and savings.

Do not occasionally take savings money for purposes that are not supposed to be because this can hinder the goal. The desire and how to save quickly will not work if you do this.

Record Every Expense and Need

This method is indeed relatively long, but it is effectively used for those of you who are serious about saving. By recording every expense and need, you can monitor all your financial planning activities.

For some people, recording in detail every expense and need is indeed complicated. Especially if it has to be done every day. But this method can be used as motivation to save.

By looking at the expense record, you can immediately know and realize when there are excessive expenses and interfere with saving planning. So try to always record expenses and needs in detail, yes!

Take Advantage of Discounts

If you are a typical person who likes to shop, you can be sure that you are difficult to resist the desire to shop. In the end, you will find it difficult to save because the money has been spent.

Therefore, take advantage of various discounts as a way to save quickly. Look for shopping centers or online stores that offer discounts, cashback and the like from which you can set aside the remaining money for savings.

Avoid a High Lifestyle

Sometimes a person finds it difficult to save because they are trapped by a lifestyle or lifestyle that is too high. In fact, the real rich actually live as they are without exaggeration.

Therefore, just adopt a reasonable lifestyle, there is no need to overdo it. Instead of throwing money just for lifestyle, it is better to save the money for more important purposes. Avoiding a high lifestyle is one way to save quickly.

Unsubscribe from Cable TV

Have you been subscribed to cable TV? Nowadays, cable TV is indeed one of the entertainment media that is commonly used when bored with routines. However, subscribing to cable TV can ruin your savings planning, you know. Especially if you don't actually have the budget for cable TV, but it's forced.

The cost of a cable TV subscription is not bad, you know. Try to change the allocation of cable TV costs to savings, guaranteed that the savings money will be collected quickly. So unsubscribing to cable TV is one way to save quickly that you can do.

Be Careful in Using Credit Cards

Credit cards can be two sides of a coin for their users. It can be beneficial, but it can also be detrimental. Credit cards will be profitable if used wisely. However, negligence in using it can result in financial losses.

Make sure you always pay your credit card bills on time so you don't get charged additional fees and interest. Also choose a credit card that has features and benefits that suit your needs. In addition, you also need to find a low credit card interest rate if you have to pay a minimum every month.

By being careful in using a credit card, it means that you have done how to save quickly because you can put the remaining money into your savings.

Don't Carelessly Lend Money

The next way to save quickly is not to be careless in lending money. Not lending money to friends does not mean that they are stingy. Instead, you need to weigh carefully when you want to lend money to others. Make sure if the person has the ability and willingness to pay. Don't let your money just disappear after being lent to friends.

Lending money to the right people will make your income insignificant and eventually lead to difficulty saving. So instead of lending money to just anyone, you better make sure in advance whether the person is trustworthy or not.

Making Friends

Working or studying outside of a city far from home? The solution is definitely you will rent a house or live in a boarding house, right? Instead of having to go back and forth at a much more expensive cost, renting or boarding is much more effective to save money and effort.

But sometimes there are expensive rental costs that make you think twice about renting in the place. As a result, you will look for cheaper rental costs, but the facilities you get are not feasible.

Instead of looking for a cheap rental place that leads to inconvenience, why not try to outsmart it by looking for a roommate? Thus the cost of renting will certainly be cheaper because it is divided into two.

Changing Smartphone Data Plan

The next way to save quickly is to limit phone bills and smartphone data plans. Review whether the package you took was really as needed or the amount actually swelled.

If you can overcome the leakage of expenses on data packages and telephones, you can allocate these funds for other purposes. Look for data and telephone packages that are cheap and effective so that there is no overrun in expenses.

Do Refinancing

If you are currently taking installments, both mortgages and vehicles, try refinancing. Refinancing is an attempt to move credit to financial institutions or banks that have better interest rates and offers.

Although it sounds trivial, the difference in interest rates between banks can save expenses by up to a few percent. You can save the difference in interest and allocate it into savings. Refinancing is one way to save quickly that you can do.

Investment

The last way to save quickly is to invest. If you only save money, then money will not grow. It's different if you invest it, you will get a return on the investment.

Investments do not have to be in large quantities. You can invest money little by little only. The most important thing is to be consistent in raising money and investing. Investments can be made in the form of mutual funds, stocks, or businesses. You can find literacy about investment through articles, books, or direct consultations with experts.

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